Author: Elon Mark

How do you usually decide which mutual fund to invest in? A quick Google search for “best mutual funds to invest in 2026” and you are met with a sea full of ratings, numerous lists that often highlight funds with star ratings based on their past performance, sometimes adjusted for risk. These lists mostly favour funds that have done well in the past. We have all heard the SEBI disclaimer at the end of every mutual fund advertisement: “Past performance is no guarantee of future results.” This statement serves as a reminder from the Securities and Exchange Board of India…

Before last week the name Alap Shah didn’t ring a bell for many people. The 45-year-old financial analyst and tech entrepreneur had spent the past two decades working in relative obscurity. Then last weekend he coauthored a blog with the research firm Citrini titled “The 2028 Global Intelligence Crisis.” It was a “thought exercise” about the impacts of artificial intelligence, and it predicted that in June of that year, AI would jack up unemployment past 10 percent and force the Dow down, down, down. Writing in a confident, Nostradamic tone—as if auditioning for starring roles in the next Michael Lewis…

Nvidia, the chipmaker that became the world’s most valuable public company two years ago, was alone worth more than $4.75 trillion as of Thursday morning. Its value, or market capitalization, is more than double the combined worth of all the companies in the energy sector, including oil giants like Exxon Mobil and Chevron.The chipmaker’s market cap has swelled so much recently, it is now 20 percent greater than the sum of all of the companies in the materials, utilities and real estate sectors combined. What unifies these giant tech companies is artificial intelligence. Nvidia makes the hardware that powers it;…

Lowe’s Home Improvement grew the old-fashioned way, working its way up from a single, small, family-owned North Carolina general store founded in 1921. But the Lowe’s hardware store empire is plenty big these days. A tool-filled Lowe’s superstore is now about as big as a New York City block. The focus stays mostly on appliances and tools for the home DIYer, more than large building contractors. I like to pop in for grill and griddle tools, or just some propane. But you can also buy a pre-finished door complete with the frame—or the lumber, sanders, routers, and saws you’d use…

OpenAI has announced plans to turn its London office into its largest research hub outside of the United States.The company—which established a UK office in 2023—says it will expand its London-based research team, scooping up talent emerging from leading British universities. It has not indicated how many researchers it will hire.“The UK brings together world-class talent and leading scientific institutions and universities, making it an ideal place to deliver the important research which will ensure our AI is safe, useful, and benefits everyone,” said Mark Chen, chief research officer at OpenAI, in a statement.The plans bring OpenAI into direct competition…

At the beginning of the year, The Cut kicked off a brief discourse cycle by declaring a new lifestyle trend: “friction-maxxing.”The idea, in a nutshell, is that people have overconvenienced themselves with apps, AI, and other means of near-instant gratification—and would be better off with increased friction in their daily lives, which is to say those mundane challenges that ask some minor effort of them.Whatever your feelings on that philosophy, the use of “maxxing” as a suffix assumed to be familiar or at least intelligible to most readers of a mainstream news outlet is evidence of another trend: the assimilation…

The Reserve Bank of India cut repo rates four times in 2025. This should be a matter of rejoicing for home loan borrowers. When repo rates fall, banks usually lower lending rates too. But in reality, the benefit has not reached everyone equally, and many borrowers have seen little or no relief So, has your bank fully passed on the benefit of these rate cuts to you? Let’s understand what is happening, how it affects your loan, and what steps you can take to reduce the interest you pay. RBI repo rate cut in 2025 Throughout 2025, the RBI reduced…

Samsung’s latest Galaxy smartphones—the Galaxy S26 series—are all about optimization and AI. Announced at its Galaxy Unpacked event in San Francisco, the phones are not hugely different from last year’s Galaxy S25 models, but the company is hyping up performance optimizations that purportedly boost AI processing. Naturally, there are a bunch of new AI features baked into the phones too.The headline hardware change is reserved for the top-tier Galaxy S26 Ultra: the Privacy Display. It prevents stray eyes from peeping over your shoulder at sensitive information on your screen—no need to apply a third-party privacy screen protector. The Ultra otherwise…

As they say, the only things you can’t escape in life are death and taxes. Doing your own taxes has only gotten easier over the years but it’s still plenty confusing, especially with both federal and state rules and rates always in flux. To help you figure out this confusing process, I’ve written a guide on How to Pay Your Taxes Online, and included H&R Block and other competitors to give you more information as you navigate between the seemingly endless options available for your specific tax needs. Tax day may not be until April 15 but as we all…

Have you ever seen the term “finance charge” in your credit card statement but you were not able to fully understand it? Credit cards offer us convenience of buying now and paying later, You can earn rewards, and manage your monthly expenses smoothly. But what happens when you are not able to pay back? You face a penalty, also called finance charges.  In this article, we will clearly explain what a finance charge is, when it applies, how it is calculated, and most importantly, how you can avoid paying unnecessary interest. Understanding this will help you use your credit card…