Author: Elon Mark

Marriage is often called a long walk together. But if your finances aren’t aligned, that walk can quickly turn into a tug-of-war over income, debts and everything finance. In a study by 1 Finance Magazine, nearly half of divorces (42% of men, 48% of women) were linked to financial disagreements.  Even more telling: 75% of divorced men and 67% of divorced women reported arguing about money every 15 days. Planning your finances before marriage is not about eliminating romance but about building a foundation of trust and clarity that can prevent small disagreements from snowballing into irreconcilable conflicts.  Know your…

The Top 5 GoPro Hero Cameras ComparedGoPros to AvoidGoPro doesn’t sell anything older than the Hero 12, but there are plenty of Hero 11s and even Hero 10s out there for sale on the internet. We suggest avoiding them. They may work fine, but modern accessories designed for later models won’t work, and these cameras have likely been through the wringer. (They are action cameras, after all.)GoProHero 11 BlackGoPro no longer sells the Hero 11, but it’s still commonly available on Amazon and other retailers. Unfortunately it’s usually the same price as the Hero 12 (around $300) and therefore not…

Speaking of critical listening, the XC1 work with Sony’s hi-res capable LDAC Bluetooth codec, should you happen to own a compatible Android phone (sorry, iPhone users). Using LDAC can reveal more detail, especially when listening to a source of lossless audio, but for these earbuds, I don’t think the juice is worth the squeeze. Using LDAC disables your EQ settings and Bluetooth Multipoint, and the XC1 struggle to maintain a steady Bluetooth connection when LDAC is set to its highest-quality setting.Baseus also includes two Dolby Audio modes (Music and Cinema), which are meant to create a more immersive, spatial experience.…

If you’re spending hundreds or thousands of dollars buying an OTC hearing aid, make sure you’re getting a product that offers a sustainable long-term solution to your hearing loss needs. Aside from the obvious things like sound quality, take a few minutes to look into these specs.What size and style works best for you? Most hearing aids on the market are classified as either behind-the-ear (BTE) or in-the-ear (ITE). BTE hearing aids are probably what you think of when you picture a hearing aid, consisting of a plastic case that contains the electronics, a thin cable that goes over the…

The US Department of Homeland Security is seeking to develop a new mobile surveillance platform that fuses artificial intelligence, radar, high-powered cameras, and wireless networking into a single system, according to federal contracting records reviewed by WIRED. The technology would mount on 4×4 vehicles capable of reaching remote areas and transforming into rolling, autonomous observation towers, extending the reach of border surveillance far beyond its current fixed sites.The proposed system surfaced Friday after US Customs and Border Protection quietly published a pre-solicitation notice for what it’s calling a Modular Mobile Surveillance System, or M2S2. The listing includes draft technical documents,…

Lately, multi-asset allocation funds (MAAFs) have been popping up with impressive performance numbers, with many AMCs tagging them as an “all-in-one solution” due to their diversified mix. At first glance, you may think they are beating other categories with their so-called “impressive returns”, but we at 1 Finance did some digging around those numbers. And found ourselves questioning: What is really driving those returns? Is it the multi-asset allocation, or is there something else at play? The charts look appealing, and the AMCs’ messaging makes them sound like a smart choice for “all kinds of investors”. However, a closer look…

The marketplace has experienced a remarkable shift with the rise of digital platforms—business models that use online infrastructure to facilitate interactions between groups. Data from Persistence Market Research estimates the digital platform market to grow from $9 billion in 2023 to $19 billion by the end of 2030. Yet, after transitioning to a platform business model comes a crucial step: scaling. If you’re struggling to build your platform business, here’s an overview of how to use economies of scale to achieve long-term growth. What Are Economies of Scale? Economies of scale occur when the cost of producing a product decreases…

In the world of high-end gaming headsets, the SteelSeries Arctis Nova Pro Wireless (8/10, WIRED Recommends) stands out with an impressive feature set and excellent audio. Right now, you can pick up the wireless model for just $300 from Amazon, an $80 discount off the usual price. That might sound like a lot for gaming headphones, but these offer quite a lot for the price.Photograph: Eric RavenscraftSteelSeriesArctis Nova Pro Wired/Wireless HeadsetThis luxurious gaming headset is a great pick for daily gamers who want excellent sound quality and high-end comfort. They have big drivers that make sounds in-game pop, and an…

After months of deployments by US Immigration and Customs Enforcement and the National Guard across American cities, federal agents have been preparing to descend into San Francisco.Local resistance groups have been coordinating with activists in other cities across the country that have been besieged by federal law enforcement. Thousands of volunteers, coordinating through Signal group chats, Zoom calls, and social media posts, planned protests and spread the word that federal troops are on their way to San Francisco. Even though they aren’t—yet.On Thursday morning, SF mayor Daniel Lurie posted on Instagram and X to announce that he had spoken with…

Late September and early October brought a combination of weak spot demand, declining water levels, and unchanged freight rates across the Rhine corridor. While logistical challenges such as strikes and hydrological changes briefly captured attention, neither was sufficient to lift trading momentum or pricing. 1. Freight Rates: Static Despite Varied Influences Freight rates across all Rhine destinations remained largely stable through the period: 25–26 September: Rates fell slightly across most routes, with Basel losing about €1/ton, reflecting soft market sentiment amid low demand and healthy barge availability. 29–30 September: Despite a worsening hydrological outlook, rates stayed flat, as traders noted…